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Share Secured Credit Card

Power up your credit

Build credit easily with the Magnolia Share Secured Visa® credit card.

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  • Good credit can help you reach your financial goals

    But, how do you build it? At Magnolia, we can help you make a great start toward good credit with a Share Secured Visa® credit card!

    Using funds in your savings account as collateral, a Magnolia Share Secured Visa credit card gives you a way to make purchases just like you would with a regular credit card, helping you to build a solid credit history. It’s that easy!

    Plus, your Magnolia Share Secured Visa credit card offers all the benefits of a Magnolia Classic Visa® card, including:
    – Accepted worldwide
    – No annual fees
    – No cash advance fees
    – Competitive variable rate
    – 25-day grace period on purchases
    – Fraud protection
    – Easy online card management and more

    • Start with as little as $500
    • Designated funds are set aside as collateral
    • Card transactions go toward building credit history with the three major credit bureaus
    • Perfect for building or repairing credit


  • Rates


    VISA Cards

    Card Type Daily Rate APR
    VISA Platinum Call Credit Union for Current Rates Call Credit Union for Current Rates
    VISA Classic 0.04931% 18.00%
  • Frequently Asked Questions

    How do I change my PIN (Personal Identification Number)?
    To change your PIN or Activate Your Card call (800) 290-7893.  
    What should I do if my card is lost or stolen?
    If your card has been lost or stolen, please let us know immediately by calling (601) 977-8300 or (800) 997-7919. To report cards lost or stolen members after normal business hours call (888) 297-3416. You can also block your card directly from our mobile app for free.


    For more information or if you have a question, please get in touch with us.

    Contact Us

Order your card online

The time to start building better credit is now – and we’re here to work with you! Complete our quick and easy application now.

Apply Now

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