Skip nav to main content.

Become a Member


Membership means more


When you open a Magnolia Federal Credit Union Share Savings account, you become a shareholder in the credit union. There is no membership fee. The money you deposit represents your share(s). It means you have a continuous say in what we do and how we operate.


Start Your Journey




If you meet any of these requirements, you’re eligible to join:

  • Anyone who lives, works, worships, or attends school in Mississippi’s Hinds, Madison, Rankin, Simpson, Copiah, Leake, Yazoo, or Scott Counties
  • Employees of this credit union
  • Volunteers in the community
  • Members of the immediate family or household of current Magnolia FCU members

Security Information

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What that means to you

When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.

It's easy to join online

Joining up is ridiculously easy, and can be done entirely online. Simply answer a few questions and we'll get your account opened for you.

Join Now

Share Certificate Special

Invest in a Magnolia FCU 12-month Share Certificate with an impressive 4.75% APY! LEARN MORE