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Visa Platinum

Rewards galore

Use this card practically anywhere to earn rewards for travel, shopping, and more. 

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  • The card for you

    Minimal fees and generous grace periods—this is the card for you.

    This card comes with plenty of advantages, from rewards to generous credit limits. Spend anywhere you want to earn rewards, and then register to redeem your points over on the Extra Rewards site. You can also use this card to consolidate debt. Have a higher balance transfer somewhere else? Transfer it to our Visa Platinum for a better rate.



    Balance Transfer for 0% APR*!

    Take advantage of lowering your credit card debt with our low-interest rates. For 12 months, transfer your credit card balance and pay directly towards your credit card interest with 0% APR.

    Hurry! Offer ends June 30th.


    *0%  APR for 12 months following the date of the balance transfer. Subject to credit approval. Thereafter, standard rates apply. Current variable rates 5.25% APR to 11.25% APR based on creditworthiness. The actual promo rate received will be based on credit score, not all balance transfers will qualify for the lowest rate. Terms and conditions subject to change without notice. A balance transfer fee equal to 3% of the transferred balance will apply to all transfers during the promotional period. No rewards point or cashback on balance transfers during the promotional period.

    • Spend more: credit limits up to $30,000
    • Save more: no annual fees or cash advance fees
    • Worry less: 25-day grace period on all purchases
    • Stay secure: fraud protection and easy online card management


  • Rates


    VISA Cards

    Card Type Daily Rate APR
    VISA Platinum Call Credit Union for Current Rates Call Credit Union for Current Rates
    VISA Classic 0.03834% 14.00%
  • Frequently Asked Questions

    How do I redeem rewards?
    Our Platinum card earns points through Extra Awards. Make sure you register on the site so you can redeem them whenever you want.
    How do I change my PIN?
    To change your PIN, call 1-877-PHONPIN (7466746).
    What should I do if my card is lost or stolen?
    If your card has been lost or stolen, please let us know immediately by calling (601) 977-8300 or (800) 997-7919. To report cards lost or stolen members after normal business hours call (800) 682-6075 or (206) 352-3482 outside of the US and Canada. Please note there is a fee of $8.00 per call for the international service. You can also block your card directly from our mobile app for free.


    For more information or if you have a question, please get in touch with us.

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Fill out an easy application and hear back from us in no time at all.

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