Share Certificates
A better deal on your savings
This account offers stellar rates on longer terms.
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Overview
18 months – 4.00% APY*
Limited-time certificate special
Earn high, guaranteed yields with this limited-time share certificate special you won’t want to miss!
- Rates as high as 4.00% APY* for 18 months
- Special bonus rates available when you have a Mag Fed loan, credit card, or checking account
- Provides more guarantee than other risky investments
APY*=Annual Percentage Yield. This APY is an annualized rate that reflects estimated earnings based on the dividend rate and frequency of compounding. Rates available as of January 11, 2023, minimum balance of $1,000 required to open and obtain advertised APY. Funds currently on deposit with Magnolia FCU are not eligible for this offer. Penalty may be imposed for early withdrawal. After initial term, certificate will automatically renew as a standard 12-month Share Certificate at the rate available at the time of maturity.
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Rates
Rates
Share Certificates
Term Minimum Balance Required Rate APY 3 Months $1,000 0.300% 0.30% 6 Months $1,000 0.600% 0.60% 12 Months $1,000 1.000% 1.00% 18 Months $1,000 1.050% 1.06% 24 Months $1,000 1.100% 1.11% 30 Months $1,000 1.250% 1.26% 36 Months $1,000 1.500% 1.51% 42 Months $1,000 1.500% 1.51% 48 Months $1,000 1.600% 1.61% 60 Months $1,000 1.700% 1.71%
Open your Share Certificate online
Did you know you can open your Share Certificate right here online? Save a trip and start saving.
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