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Business Share Certificates

Grow your business

Save up some serious cash by setting your money aside.

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  • One of the safest ways to invest

    A Share Certificate is one of the safest ways your business can make an investment. If you’re just getting started growing your business, it’s the perfect solution. All you need to do is set your money aside for a specific “term” or number of months. Then, simply sit back and watch things grow.

    • Start with just $1,000
    • Enjoy a guaranteed rate of return
    • Funds insured up to $250,000
  • Rates

    Rates

    Business Share Certificates

    DurationDividend RateAnnual Percentage YieldMinimum Opening BalanceMinimum Balance to Earn APYMinimum Balance to Avoid Service ChargeDividends Compounded & CreditedDividend Period
    3 Months0.300%0.30%$1,000.00$1,000.00$1,000.00MonthlyCalendar Month
    6 Months0.600%0.60%$1,000.00$1,000.00$1,000.00MonthlyCalendar Month
    12 Months1.000%1.00%$1,000.00$1,000.00$1,000.00MonthlyCalendar Month
    18 Months1.050%1.06%$1,000.00$1,000.00$1,000.00MonthlyCalendar Month
    24 Months1.100%1.11%$1,000.00$1,000.00$1,000.00MonthlyCalendar Month
    30 Months1.250%1.26%$1,000.00$1,000.00$1,000.00MonthlyCalendar Month
    36 Months1.500%1.51%$1,000.00$1,000.00$1,000.00MonthlyCalendar Month
    42 Months1.500%1.51%$1,000.00$1,000.00$1,000.00MonthlyCalendar Month
    48 Months1.600%1.61%$1,000.00$1,000.00$1,000.00MonthlyCalendar Month
    60 Months1.700%1.71%$1,000.00$1,000.00$1,000.00MonthlyCalendar Month

    Business Jumbo Share Certificates

    DurationDividend RateAnnual Percentage YieldMinimum Opening BalanceMinimum Balance to Earn APYMinimum Balance to Avoid Service ChargeDividends Compounded & CreditedDividend Period
    3 Months0.400%0.40%$100,000.00$100,000.00$100,000.00MonthlyCalendar Month
    6 Months0.700%0.70%$100,000.00$100,000.00$100,000.00MonthlyCalendar Month
    12 Months1.100%1.11%$100,000.00$100,000.00$100,000.00MonthlyCalendar Month
    18 Months1.150%1.16%$100,000.00$100,000.00$100,000.00MonthlyCalendar Month
    24 Months1.200%1.21%$100,000.00$100,000.00$100,000.00MonthlyCalendar Month
    30 Months1.350%1.35%$100,000.00$100,000.00$100,000.00MonthlyCalendar Month
    36 Months1.600%1.61%$100,000.00$100,000.00$100,000.00MonthlyCalendar Month
    42 Months1.600%1.61%$100,000.00$100,000.00$100,000.00MonthlyCalendar Month
    48 Months1.700%1.71%$100,000.00$100,000.00$100,000.00MonthlyCalendar Month
    60 Months1.800%1.81%$100,000.00$100,000.00$100,000.00MonthlyCalendar Month

Your ticket to more savings

Give us a call or stop by a branch to open your business share certificate.

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Related Resources

Share Certificate Special

Invest in a Magnolia FCU 12-month Share Certificate with an impressive 5.00% APY! LEARN MORE