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Club Accounts

Stay motivated to save

From holidays to vacations, these accounts make it easy to stay committed to saving. 

Open Account
  • What are you saving for?

    We have two special types of club accounts, one for Christmas and one for vacations.

    Each account encourages you to save by restricting withdrawals except at a specific time of year (typically, approaching summer or Christmas time). If you take your money out early, you’ll have to pay a penalty.

    • Save easily by setting up payroll deduction or direct deposit
    • Earn more by enjoy monthly dividends
    • Penalties for early withdrawal motivate you to save the money in your Club Savings Account.
    • Enjoy the convenience of eStatements, online banking, and our free mobile app


  • Rates


    Club Accounts

    Christmas Club0.100%0.10%
    Vacation Club0.100%0.10%

    The Dividend Rate and Annual Percentage Yield on your accounts are set forth above. For all accounts except certificates, the Dividend Rate and Annual Percentage Yield may change monthly as determined by the Board of Directors. Money Market accounts are tiered rate accounts. The Dividend Rate for a particular tier will apply to the entire account balance if the account balance is within the balance range for that tier. The Dividend Rates and Annual Percentage Yields are the prospective rates as of 4/14/2023. For Certificate Accounts, the Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. For Certificate accounts, the Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.
    APY = Annual Percentage Yield

Ready to get started?

You can open the club account of your choice right here online.

Open Account

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