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Signature Loans & Lines of Credit

The easiest loan

Enjoy freedom and flexibility with a loan that won't tie you down.

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  • Collateral-free loans

    There’s no need to put up your house or car. All this loan takes is your signature.

    You can get a loan for almost any expense. All it takes is your signature ($1,000 minimum). Cover emergencies, vacations, weddings, and more. You can also open a line of credit so that you have a flexible, ready source of cash when you need it—even if you never end up using it, it can offer considerable peace of mind.



    Flood Assistance Loan Now Available!

    If you and your family have been affected by the recent Mississippi flooding, Magnolia FCU is here to help!

    Amount: $1,000

    Term: Up to 16 months

    Special Rate: 5% APR


    **Offer ends Feb. 29th. No Promo Code needed.

    Questions? Email us at

    • Rates that help you keep more in your wallet
    • Customizable terms for every situation
    • Only pay interest on what you actually borrow
    • Local, Mississippi decision making and processing
    • Friendly, helpful service from start to finish


  • Rates & Calculator

    Rates & Calculator

    Signature Loans

    Type Term Daily Periodic Rate APR
    Short Term Small Dollar Loans 2-3 Months 0.0767% 28.00%
    Unsecured LoansUp to 60 Months 0.0245% - 0.0493% 8.95% - 18.00%



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