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Special Offers

With your Magnolia FCU membership, you can open the door to new financial opportunities with these special offers and discounts

Dreaming of an Unforgettable Vacation?

Let Our Signature Loan Make It Happen!


Apply Now!




Are you longing for that perfect vacation but find yourself short on funds? Look no further! Our Signature Loan is designed to turn your dreams into reality!


  • No collateral required!
  • Competitive rates for low monthly payments
  • Customizable terms to meet your needs
  • Local, friendly lenders
  • Loan amounts from $1,000
  • Available as a line of credit – borrow only what you need, when you need it.


5.00% APY on Balances up to $10,000.00 with PERKS Checking from Magnolia Federal Credit Union. This account is loaded with perks!

Discover how to make the most of your money!

Earn more than before by opening a PERKS Checking Account today


Open Yours Today



Unleash the perks of our PERKS Checking account! Say goodbye to meager interest rates and hello to a whole new level of benefits. PERKS Checking is designed to help you maximize your earnings while enjoying the convenience and flexibility of a checking account.


  • Earn 5.00% APY on balances up to $10,000*
  • Thousands of surcharge-free ATMs Nationwide
  • Free online and mobile banking
  • Free bill pay and eStatements
  • Free early ACH deposits
  • Add a PERKS Savings account to earn 0.55% APY on balances over $10,000*


12 months – 4.75% APY*

Secure Your Future, Grow Your Savings


Get Started Today




Now is the perfect time to invest in a Magnolia FCU 12-month Share Certificate with an impressive 4.75% APY!* This limited-time offer ensures your hard-earned money works for you, while providing the security you expect.


  • 4.75% APY* for 12 months
  • Special bonus rates available when you have a Mag Fed loan, credit card, or checking account
  • Provides more guarantee than other investments


Refer a friend to Magnolia Federal Credit Union and get $20! Refer up to five friends.

Share the love –get cash!

Earn $20 for each new member you refer –up to $100!*


Refer Now




Membership at Magnolia has its perks, so share the benefits you enjoy and get rewarded for doing it! Refer your friends and family to Magnolia and get $20 cash. *Refer up to five new members for a total reward of $100!*


  • Submit emails
  • Get $20 for each person who joins
  • Get paid up to $100


Get $100.00 when you open an Everything E Checking Account with Magnolia Federal Credit Union.$100 reasons to open!

Get cash for opening a new Everything “E” Checking account


Open Now




We love helping you reach big goals. Now, we want to help you earn a big cash bonus! For a limited time, get $100 when you open a new Everything “E” Checking account!* This account has no maintenance fees, comes with a free box of checks, free eStatements, and more –plus dividends on average daily balances of $500 or more. Learn more and open your account now!


  • Earn dividends on average daily balances of $500 or more
  • Receive a free debit card, free first order of checks, and access to thousands of free ATMs nationwide
  • Manage your account with convenient online banking, mobile banking, bill pay, and eStatements


Share Certificate Special

Invest in a Magnolia FCU 12-month Share Certificate with an impressive 4.75% APY! LEARN MORE