Skip nav to main content.

Special Offers

With your Magnolia FCU membership, you can open the door to new financial opportunities with these special offers and discounts

With rates as low as 2.99% APR* on your next auto loan!

March Magness is here, so act now to score this special offer on a Magnolia auto loan!


Apply Now

  • Get rates as low as 2.99% APR*
  • Purchase a vehicle with a Magnolia auto loan
  • Available for new and used vehicles
  • Up to 100% financing

*Subject to credit approval. The floor rate is 2.99% APR. Example: 84 monthly payments of $13.21 per $1,000 borrowed based on 2.99% APR. The actual rate and term offered will be based on individual creditworthiness. APR = Annual Percentage Rate. The offer applies to purchases and refinances from other financial institutions only. Offer not valid on existing Magnolia FCU loans. Promo code MAGAUTO23 must be used to take advantage of this offer. Restrictions apply. See credit union for complete details. Offer ends March 31, 2023.

18 months – 4.00% APY*

Limited-time share certificate special

Earn high, guaranteed yields with this limited-time share certificate special you won’t want to miss!


Open Yours Now

  • Rates as high as 4.00% APY* for 18 months
  • Special bonus rates available when you have a Magnolia FCU loan, credit card, or checking account
  • Provides more guarantee than other risky investments

APY*=Annual Percentage Yield. This APY is an annualized rate that reflects estimated earnings based on the dividend rate and frequency of compounding. Rates available as of January 11, 2023, minimum balance of $1,000 required to open and obtain advertised APY. Funds currently on deposit with Magnolia FCU are not eligible for this offer. Penalty may be imposed for early withdrawal. After initial term, certificate will automatically renew as a standard 12-month Share Certificate at the rate available at the time of maturity.

Take a payment holiday

Skip your signature loan, auto loan, or credit card payment* for one month with Magnolia and keep the cash!

Easily access Skip-a-Pay on your online banking portal by locating the form in the navigation panel on the left side to get
started now!


Access Online Banking

  • Offer available on most Magnolia loans*
  • For payments from $80 to $750
  • Fast and easy request form in Magnolia online banking

*Payment funds should be available in the member’s share or checking account at the time of skip. Payment being skipped must be greater than $80 but less than $750. A processing fee applies and is $25 when the member completes the request using online/mobile banking or $35 when the member completes the request by phone or at a Magnolia FCU branch. Please inform Magnolia FCU when you are requesting to skip a payment on a loan paid through payroll deduction so that we may advance the effective date in the EFT record on your account. For loans including a GAP policy, payments may be skipped only two times during the life of the loan without impacting the final payoff of the vehicle in the event of a total loss. Offer does not apply to first mortgage loans, home equity products, land or lot loans, mobile-home loans, workout loans, second chance loans, short-term small dollar loans, credit cards, lines of credit, or certificate-secured loans. Offer not valid for any loans past due by more than five (5) days, in collection, or with accounts not in good standing.