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Special Offers

With your Magnolia FCU membership, you can open the door to new financial opportunities with these special offers and discounts

Transfer your balances at 0% APR* for 12 months!

Lower your debt. Share the smile.


Open Yours Today




Transfer your balances at 0% APR* for 12 months! Enjoy this offer with a new Magnolia Visa credit card that offers you everything you need and deserve, like a great rate, worldwide acceptance, and security. Meanwhile, you won’t be bothered with hidden fees.


  • No annual fee
  • Credit lines up to $30,000
  • One-time transfer fee of 3%*
  • 25-day grace period of purchases


5.00% APY on Balances up to $10,000.00 with PERKS Checking from Magnolia Federal Credit Union. This account is loaded with perks!

Discover how to make the most of your money!

Earn more than before by opening a PERKS Checking Account today


Open Yours Today



Unleash the perks of our PERKS Checking account! Say goodbye to meager interest rates and hello to a whole new level of benefits. PERKS Checking is designed to help you maximize your earnings while enjoying the convenience and flexibility of a checking account.


  • Earn 5.00% APY on balances up to $10,000*
  • Thousands of surcharge-free ATMs Nationwide
  • Free online and mobile banking
  • Free bill pay and eStatements
  • Free early ACH deposits
  • Add a PERKS Savings account to earn 0.55% APY on balances over $10,000*


Earn 5.00% APY with a Magnolia Federal Credit Union 12-month Share Certificate!

12 months – 5.00% APY*

Invest Smarter. Invest with confidence. Invest in excellence.


Get Started Today




Now is the perfect time to invest in a Magnolia FCU 12-month Share Certificate with an impressive 5.00% APY!* This limited-time offer ensures your hard-earned money works for you, while providing the security you expect.


  • 5.00% APY* for 12 months
  • Special bonus rates available when you have a Mag Fed loan, credit card, or checking account
  • Provides more guarantee than other investments


Refer a friend to Magnolia Federal Credit Union and get $20! Refer up to five friends.

Share the love –get cash!

Earn $20 for each new member you refer –up to $100!*


Refer Now




Membership at Magnolia has its perks, so share the benefits you enjoy and get rewarded for doing it! Refer your friends and family to Magnolia and get $20 cash. *Refer up to five new members for a total reward of $100!*


  • Submit emails
  • Get $20 for each person who joins
  • Get paid up to $100


Get $100.00 when you open an Everything E Checking Account with Magnolia Federal Credit Union.$100 reasons to open!

Get cash for opening a new Everything “E” Checking account


Open Now




We love helping you reach big goals. Now, we want to help you earn a big cash bonus! For a limited time, get $100 when you open a new Everything “E” Checking account!* This account has no maintenance fees, comes with a free box of checks, free eStatements, and more –plus dividends on average daily balances of $500 or more. Learn more and open your account now!


  • Earn dividends on average daily balances of $500 or more
  • Receive a free debit card, free first order of checks, and access to thousands of free ATMs nationwide
  • Manage your account with convenient online banking, mobile banking, bill pay, and eStatements


Share Certificate Special

Invest in a Magnolia FCU 12-month Share Certificate with an impressive 5.00% APY! LEARN MORE