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Everything “Teen” Checking


The account that helps young savers 13-17 build strong futures.

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  • An Everything “E” Checking for awesome teens!

    Our Everything “Teen” Checking is the ultimate financial tool for the next generation!

    This account makes managing money easy and rewarding. Whether your teenager is saving up for a new adventure or learning about budgeting, Everything “Teen” Checking is the perfect way to get started. Everything “Teen” checking will give your teen the financial freedom and confidence they need to succeed!.

    Learn More

    • Free debit card
    • Online and Mobile Banking
    • Direct Deposit and instant transfers from other MFCU accounts
    • Parental oversight
    • Free teen financial literacy tools
    • Early ACH service to make payday up to one day early
    • High dividends paid on account balances

    Who’s eligible?

  • Rates


    Everything “Teen” Checking

    AccountMinimum Deposit To OpenMinimum Balance Required to Earn DividendsRateAPY
    Everything Teen Checking$0.00$0.00 - $1000.001.72%1.73%
    $1000.01 or more0.10%0.10%-1.73%

    The Dividend Rate and Annual Percentage Yield on your accounts are set forth above. For all accounts except certificates, the Dividend Rate and Annual Percentage Yield may change monthly as determined by the Board of Directors. Money Market accounts are tiered rate accounts. The Dividend Rate for a particular tier will apply to the entire account balance if the account balance is within the balance range for that tier. The Dividend Rates and Annual Percentage Yields are the prospective rates as of 5/17/2023. For Certificate Accounts, the Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. For Certificate accounts, the Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.
    APY = Annual Percentage Yield

Get your teen checking account

You can open your account today by using our simple online form.

Apply Today