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Maggie’s Youth Savers Club

A head start

Start your kids off right in life with their very own saving's account.

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  • Who says saving has to be boring?

    With our special Maggie’s Youth Savers Club, we aim to make saving fun. 

    Each child who enrolls will receive a free gift and their very own club membership card. To make saving even more exciting, the account pays bonus dividends on balances up to $500.


    • Available for ambitious young savers, ages 0 – 12*
    • Special events and contests throughout the year
    • Low, $5.00 minimum balance to open and maintain membership
    • Generous dividends on balances up to $500 to boost earnings


  • Rates


    Maggie’s Youth Savers Club

    Minimum Deposit To OpenAverage Daily Balance Required to Earn DividendsRateAPY
    $5.00$0.00 - $500.003.445% 3.50%
    $5.00$500.01 and over 0.200%0.20%-3.50%

    The Dividend Rate and Annual Percentage Yield on your accounts are set forth above. For all accounts except certificates, the Dividend Rate and Annual Percentage Yield may change monthly as determined by the Board of Directors. Money Market accounts are tiered rate accounts. The Dividend Rate for a particular tier will apply to the entire account balance if the account balance is within the balance range for that tier. The Dividend Rates and Annual Percentage Yields are the prospective rates as of the effective date shown above. For Certificate Accounts, the Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. For Certificate accounts, the Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.
    APY = Annual Percentage Yield

    Kidicate Share Certificates

    Term Minimum Balance Required Rate APY
    24 Months $100.00 2.049% 2.069%

    Penalty for early withdrawal.

    Jumbo Share Certificate Rates^

    The Jumbo Share Certificate Annual Percentage Yield is above Share Certificate APY by 0.10%. Please note that $100,000 minimum balance is required.

    ^ Member to receive 0.25% APY "Relationship Bonus Rate" with active checking account or Visa®, or loan or LOC with balance greater than $5,000.

  • Frequently Asked Questions

    What happens to this account when my child turns 13?
    Account eligibility expires on the child’s 13th birthday. The account will be automatically converted to a Regular Share Savings Account.


    For more information or if you have a question, please get in touch with us.

    Contact Us

Get started online

You can open an account for your child right here online.

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