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Maggie’s Youth Savers Club

A head start

Start your kids off right in life with their very own saving's account.

  • Who says saving has to be boring?

    With our special Maggie’s Youth Savers Club, we aim to make saving fun. 

    Each child who enrolls will receive a free gift and their very own club membership card. To make saving even more exciting, the account pays bonus dividends on balances up to $500.

    • Available for ambitious young savers, ages 0 – 12
    • Special events and contests throughout the year
    • Low, $5.00 minimum balance to open and maintain membership
    • Generous dividends on balances up to $500 to boost earnings


  • Rates


    Maggie’s Youth Savers Club

    Minimum Deposit To OpenMinimum Daily Balance Required to Earn DividendsRateAPY
    $5.00$0.00 - $500.003.445% 3.50%
    $5.00$500.01 and over 0.200%0.20%-3.50%

    The Dividend Rate and Annual Percentage Yield on your accounts are set forth above. For all accounts except certificates, the Dividend Rate and Annual Percentage Yield may change monthly as determined by the Board of Directors. Money Market accounts are tiered rate accounts. The Dividend Rate for a particular tier will apply to the entire account balance if the account balance is within the balance range for that tier. The Dividend Rates and Annual Percentage Yields are the prospective rates as of 5/17/2023. For Certificate Accounts, the Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. For Certificate accounts, the Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.
    APY = Annual Percentage Yield

    Kidicate Share Certificates

    Term Minimum Balance Required Rate APY
    24 Months $100.00 3.99% 4.06%

    *Available for young savers ages 0-17. Accounts eligibility expires on the child's 18th birthday. Our Kidicates run for a term of 24 months and earn a higher rate than our regular 24-month certificate. A penalty may be assessed for early withdrawal. APY is accurate as of 05/17/23. Kidicate requires a minimum balance of $100 to open and obtain advertised APY and to avoid a service charge. APY = Annual Percentage Yeild. Federally insured by NCUA.

  • Frequently Asked Questions

    What happens to this account when my child turns 13?
    Account eligibility expires on the child’s 13th birthday. The account will be automatically converted to a Regular Share Savings Account.


    For more information or if you have a question, please get in touch with us.

    Contact Us

Youth Savers Club

Get youth to learn to save now!

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