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Home Mortgage

Your dream home is waiting

The path to homeownership starts here

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  • Find your perfect mortgage with us

    No matter where you are in the journey of buying a home, we are with you every step of the way. 

    Our goal is to make your dream home a reality, and we do that by offering the best loan solutions customized to your unique mortgage needs. Whether you’re a first-time buyer, upgrading to a new home, or refinancing, our expert team will guide you through the process and help you find the perfect mortgage option.


    • Purchase or refinance loans
    • Low down payment options available
    • VA, FHA, and Conventional loans
    • Competitive rates to deliver lower monthly payments
    • Fast loan decisions
  • Calculators


    Calculate a Mortgage

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    It’s time to Refinance

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Magnolia offers competitive rates and personalized service

At Magnolia Federal Credit Union, we're committed to working with you to help you purchase a home or lower your current monthly mortgage payment. With our commitment to making fast, local decisions, and providing knowledgeable guidance, our team is here to help you choose a loan that’s perfectly suited for you.

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Other loan program restrictions may apply. Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval, and property appraisal. Not a commitment to lend. Magnolia FCU has partnered with Rocket Mortgage to offer mortgage loans. If you click “Apply Now”, an external website that is owned and operated by Rocket Mortgage will be opened in a new browser window.