Member Loyalty Discount
Save More When You Bank More
Bundle your Magnolia accounts and unlock a lower auto loan rate.
Already have an auto loan with us, or thinking about one?
You may qualify for an interest rate discount by strengthening your relationship with Magnolia.


Turn Everyday Banking
into
Real Savings
At Magnolia FCU, we reward members who bank with us. When you add a checking relationship and direct deposit, you may qualify for a rate reduction on your auto loan, helping you save money over time.
Eligible members may receive up to a:
Interest Rate Reduction
on their approved auto loan rate.
Use Promo Code: Savings
Option 1
- Add two direct deposits of $500 or more
- Maintain for two consecutive months
Option 2
- Open a Magnolia checking account
- Maintain a balance of $1,000 or more for two consecutive months
Eligibility Requirements
- You must have an active Magnolia checking account.
- You must meet direct deposit or balance requirements.
- Your loan must be in good standing.
- Offer details and eligibility are subject to change.
- Rate reduction is subject to verification after the qualification period.
Ready to Lower Your Rate?
- Open a Checking Account
- Set Up Direct Deposit
- Start Saving on Your Loan
Take the next step toward lowering your rate.
Rate reduction subject to approval, account verification, and qualification requirements.
Offer exclusive to new direct and new indirect auto loans, new memberships and new checking shares.
Terms and conditions apply. Contact Magnolia Federal Credit Union for complete offer details.
601.977.8301. applyloan@magfedcu.org.
Federally Insured by NCUA.
