Skip nav to main content.

Share Certificates

Share Certificates

Yes. Our current minimum deposit for opening a Share Certificate is $1,000.

With a Share Certificate, you agree to set your money aside for a certain amount of time (called a term), in exchange for a higher interest rate. The more you set aside, the higher the interest. If you withdraw your money before the end of the term, you’ll have to pay a penalty.

Share Certificate Special

Invest in a Magnolia FCU 12-month Share Certificate with an impressive 5.00% APY! LEARN MORE