Perks Savings
How do I earn rewards?
Earning rewards is simple. You’ll simply need to meet these qualifications for your linked Perks Checking account:
– Have at least 15 signature-based debit card purchases post and settle between the first day of the calendar month and the last day of the calendar month
– Have at least 1 direct deposit of $500 or more
– Receive monthly eStatements
* If PERKS Checking account does not meet qualifying requirements, the PERKS Savings account will earn the nonqualifying rate for that cycle. For PERKS accounts, the qualifying cycle is defined as a calendar month (example: March 1 – March 31). One PERKS Checking and one PERKS Savings account allowed per primary member’s social security number. No commercial accounts may participate in this program. PERKS Savings accounts with balances below $10,000 receive a monthly dividend of 0.01% APY. PERKS Savings accounts with balances of $10,000 up to $100,000 receive a monthly dividend of 0.55% APY and 0.01% APY on the portion of the balance over $100,000. PERKS Checking accounts receive a dividend of 5.00% APY on balances up to $10,000 and 0.01% APY on the portion of the balance over $10,000. The nonqualifying rate for PERKS Checking and Savings accounts is 0.01% APY on all balances.