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Share Secured Credit Card

Power up your credit

Build credit easily with the Magnolia Share Secured Visa® credit card.

Apply Now
  • Good credit can help you reach your financial goals

    But, how do you build it? At Magnolia, we can help you make a great start toward good credit with a Share Secured Visa® credit card!

    Using funds in your savings account as collateral, a Magnolia Share Secured Visa credit card gives you a way to make purchases just like you would with a regular credit card, helping you to build a solid credit history. It’s that easy!

    Plus, your Magnolia Share Secured Visa credit card offers all the benefits of a Magnolia Classic Visa® card, including:
    – Accepted worldwide
    – No annual fees
    – No cash advance fees
    – Competitive variable rate
    – 25-day grace period on purchases
    – Fraud protection
    – Easy online card management and more

    • Start with as little as $500
    • Designated funds are set aside as collateral
    • Card transactions go toward building credit history with the three major credit bureaus
    • Perfect for building or repairing credit

     

  • Rates

    Rates

    Visa Cards

    Card Type Daily Rate APR
    Visa Platinum Call Credit Union for Current Rates Call Credit Union for Current Rates
    Visa Classic 0.04931% 18.00%
    Share Secured Visa0.04931% 18.00%

Order your card online

The time to start building better credit is now – and we’re here to work with you! Complete our quick and easy application now.

Apply Now

Related Resources

Magnolia FCU Annual Meeting

                        Come join us at our 2025 Magnolia Federal Credit Union Annual Meeting! RSVP HERE