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Rates

  • Loan Rates

    Auto Loans

    TypeTermDaily Periodic RateAPR
    New and Used AutomobilesUp to 84 Months0.0123% - 0.0493%4.49% - 18.00%

    Signature Loans

    Type Term Daily Periodic Rate APR
    Unsecured LoansUp to 60 Months 0.0245% - 0.0493% 8.95% - 18.00%

    Recreational Vehicle Loans

    TypeTermDaily Periodic RateAPR
    Motorcycles, RV's, Equipment,and BoatsUp to 120 Months 0.0157% - 0.0493% 5.74% - 18.00%

    *Terms and conditions may apply. Rate and terms received will be based on creditworthiness and other factors.

    Share or Certificate Secured Loans

    Loan Type APR
    Share Savings Secured 3% above Share Savings rate
    Share Certificate Secured 3% above Share Certificate rate

    Home Equity Line of Credit

    Loan TypeAPR
    Home Equity Line of CreditCall Credit Union for current rates
  • Deposit Account Rates

    Share Savings Account

    AccountMinimum Deposit To Open Minimum Daily Balance Required to Earn DividendsRateAPY
    Share Savings$25$1000.050% 0.05%

    The Dividend Rate and Annual Percentage Yield on your accounts are set forth above. For all accounts except certificates, the Dividend Rate and Annual Percentage Yield may change monthly as determined by the Board of Directors. Money Market accounts are tiered rate accounts. The Dividend Rate for a particular tier will apply to the entire account balance if the account balance is within the balance range for that tier. The Dividend Rates and Annual Percentage Yields are the prospective rates as of 4/14/2023. For Certificate Accounts, the Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. For Certificate accounts, the Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.
    APY = Annual Percentage Yield

    Everything “Teen” Checking

    AccountMinimum Deposit To OpenMinimum Balance Required to Earn DividendsRateAPY
    Everything Teen Checking$0.00$0.00 - $1000.001.72%1.73%
    $1000.01 or more0.10%0.10%-1.73%

    The Dividend Rate and Annual Percentage Yield on your accounts are set forth above. For all accounts except certificates, the Dividend Rate and Annual Percentage Yield may change monthly as determined by the Board of Directors. Money Market accounts are tiered rate accounts. The Dividend Rate for a particular tier will apply to the entire account balance if the account balance is within the balance range for that tier. The Dividend Rates and Annual Percentage Yields are the prospective rates as of 5/17/2023. For Certificate Accounts, the Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. For Certificate accounts, the Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.
    APY = Annual Percentage Yield

    Club Accounts

    AccountRateAPY
    Christmas Club0.100%0.10%
    Vacation Club0.100%0.10%

    The Dividend Rate and Annual Percentage Yield on your accounts are set forth above. For all accounts except certificates, the Dividend Rate and Annual Percentage Yield may change monthly as determined by the Board of Directors. Money Market accounts are tiered rate accounts. The Dividend Rate for a particular tier will apply to the entire account balance if the account balance is within the balance range for that tier. The Dividend Rates and Annual Percentage Yields are the prospective rates as of 4/14/2023. For Certificate Accounts, the Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. For Certificate accounts, the Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.
    APY = Annual Percentage Yield

    PERKS Checking

    Account BalancesRateAPY
    $0.00 to $10,0004.890%5.00%
    $10,001 and Over0.10%0.10% - 5.00%

    The Dividend Rate and Annual Percentage Yield on your accounts are set forth above. For all accounts except certificates, the Dividend Rate and Annual Percentage Yield may change monthly as determined by the Board of Directors. Money Market accounts are tiered rate accounts. The Dividend Rate for a particular tier will apply to the entire account balance if the account balance is within the balance range for that tier. The Dividend Rates and Annual Percentage Yields are the prospective rates as of 4/14/2023. For Certificate Accounts, the Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. For Certificate accounts, the Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.
    APY = Annual Percentage Yield

    IRA Shares

    AccountMinimum Deposit To OpenAverage Daily Balance Required to Earn DividendsRateAPY
    IRA Shares$100$1000.499%0.50%

    The Dividend Rate and Annual Percentage Yield on your accounts are set forth above. For all accounts except certificates, the Dividend Rate and Annual Percentage Yield may change monthly as determined by the Board of Directors. Money Market accounts are tiered rate accounts. The Dividend Rate for a particular tier will apply to the entire account balance if the account balance is within the balance range for that tier. The Dividend Rates and Annual Percentage Yields are the prospective rates as of 4/14/2023. For Certificate Accounts, the Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. For Certificate accounts, the Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.
    APY = Annual Percentage Yield

    Maggie’s Youth Savers Club

    Minimum Deposit To OpenMinimum Daily Balance Required to Earn DividendsRateAPY
    $5.00$0.00 - $500.003.445% 3.50%
    $5.00$500.01 and over 0.200%0.20%-3.50%

    The Dividend Rate and Annual Percentage Yield on your accounts are set forth above. For all accounts except certificates, the Dividend Rate and Annual Percentage Yield may change monthly as determined by the Board of Directors. Money Market accounts are tiered rate accounts. The Dividend Rate for a particular tier will apply to the entire account balance if the account balance is within the balance range for that tier. The Dividend Rates and Annual Percentage Yields are the prospective rates as of 5/17/2023. For Certificate Accounts, the Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. For Certificate accounts, the Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.
    APY = Annual Percentage Yield

    Money Market Account

    Minimum Deposit To Open Average Daily Balance Required to Earn Dividends RateAPY
    $2,500 $2,500 - $19,999.99 0.150% 0.15%
    $2,500 $20,000 - $499,999.99 0.300% 0.30%
    $2,500 $500,000+ 0.400% 0.40%

    The Dividend Rate and Annual Percentage Yield on your accounts are set forth above. For all accounts except certificates, the Dividend Rate and Annual Percentage Yield may change monthly as determined by the Board of Directors. Money Market accounts are tiered rate accounts. The Dividend Rate for a particular tier will apply to the entire account balance if the account balance is within the balance range for that tier. The Dividend Rates and Annual Percentage Yields are the prospective rates as of the effective 4/14/2023. For Certificate Accounts, the Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. For Certificate accounts, the Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.
    APY = Annual Percentage Yield

     

  • VISA Card Rates

    Visa Cards

    Card Type Daily Rate APR
    Visa Platinum Call Credit Union for Current Rates Call Credit Union for Current Rates
    Visa Classic 0.04931% 18.00%
    Share Secured Visa0.04931% 18.00%