Skip nav to main content.

Military & First Responders

Saluting Those Who Serve

This specialized account is packed with perks designed to support you, just as you've supported us.

Open Account

  • Serving Those Who Serve Us

    Magnolia FCU is proud to offer an account tailored to the needs of military members and first responders. With exclusive benefits, this account is our way of showing gratitude for your unwavering dedication.


    *APY = Annual Percentage Yield. This APY is an annualized rate that reflects estimated earnings based on the dividend rate and frequency of compounding. Rates available as of 11/01/2025, minimum balance of $1000 required to open and obtain advertised APY.

    **APR = Annual Percentage Rate. Rate must not fall below the advertised floor rate for the selected loan (4.49% auto, 5.74% RV, 8.95% unsecured). Visit magfedcu.org for rates. Account must be in good standing, and loan must be directly through Magnolia FCU. Membership required. Subject to credit approval. Restrictions apply. See credit union for complete details.

    • Exclusive 0.25% APY* Dividend Rate increase on Certificates of Deposit (CDs)
    • Special 1% APR** Loan Rate discount on eligible loans
    • Complimentary checks for account holders
    • Free cashier’s checks

     

  • Rates

    Rates

    Share Savings Account

    AccountMinimum Deposit To Open Minimum Daily Balance Required to Earn DividendsRateAPY
    Share Savings$25$1000.050% 0.05%

    The Dividend Rate and Annual Percentage Yield on your accounts are set forth above. For all accounts except certificates, the Dividend Rate and Annual Percentage Yield may change monthly as determined by the Board of Directors. Money Market accounts are tiered rate accounts. The Dividend Rate for a particular tier will apply to the entire account balance if the account balance is within the balance range for that tier. The Dividend Rates and Annual Percentage Yields are the prospective rates as of 4/14/2023. For Certificate Accounts, the Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. For Certificate accounts, the Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.
    APY = Annual Percentage Yield

  • Frequently Asked Questions

    Are there any fees associated with this account?
    The maintenance fee is only $1.00 as long as you sign up for eStatements. You can avoid the maintenance fee altogether by maintaining a $100.00 average aggregate account balance (includes all savings, checking, certificates, money market accounts, loans, etc.)

    HELP

    For more information or if you have a question, please get in touch with us.

    Contact Us

Be a part of something special

You matter. Join a financial organization where you have a say and a voice.

Open Account

Related Resources