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Share Secured Credit Card

Power up your credit

Build credit easily with the Magnolia Share Secured Visa® credit card.

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  • Good credit can help you reach your financial goals

    But, how do you build it? At Magnolia, we can help you make a great start toward good credit with a Share Secured Visa® credit card!

    Using funds in your savings account as collateral, a Magnolia Share Secured Visa credit card gives you a way to make purchases just like you would with a regular credit card, helping you to build a solid credit history. It’s that easy!

    Plus, your Magnolia Share Secured Visa credit card offers all the benefits of a Magnolia Classic Visa® card, including:
    – Accepted worldwide
    – No annual fees
    – No cash advance fees
    – Competitive variable rate
    – 25-day grace period on purchases
    – Fraud protection
    – Easy online card management and more

    • Start with as little as $500
    • Designated funds are set aside as collateral
    • Card transactions go toward building credit history with the three major credit bureaus
    • Perfect for building or repairing credit

     

  • Rates

    Rates

    Visa Cards

    Card Type Daily Rate APR
    Visa Platinum Call Credit Union for Current Rates Call Credit Union for Current Rates
    Visa Classic 0.04931% 18.00%
    Share Secured Visa0.04931% 18.00%

Order your card online

The time to start building better credit is now – and we’re here to work with you! Complete our quick and easy application now.

Apply Now

Related Resources

Share Certificate Special

Invest in a Magnolia FCU 12-month Share Certificate with an impressive 5.00% APY! LEARN MORE