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Perks Savings

Maximize your perks

With competitive rates and plenty of conveniences, this account can help you maximize your savings.

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  • Savings made easy

    Saving doesn’t have to be difficult. We make it easy with the perks-earning account.

    Your Perks Savings account is linked to your Perks Checking account. Simply set up automatic transfers and watch your money grow each month. You’ll also earn a competitive interest rate and get access to all the necessary conveniences: online banking, bill pay, free eStatements, and a sleek mobile app.

    • Conveniently linked to the Perks Checking account
    • Earn up to 0.55% APY on all balances
    • Free online banking, bill pay, and mobile app
    • No minimum balance needed to earn rewards
  • Rates


    Perks Savings Rates

    AccountDividend RateAPY
    Perks Savings0.549%0.55%

    To earn your rewards, simply do the following activities and transactions in your Perks Checking account each monthly qualification cycle:

    - Have at least 10 debit card purchases post and settle
    - Have at least one direct deposit, ACH credit, or ACH debit post and settle
    - Be enrolled in and agree to receive eStatements

    APY = Annual Percentage Yield

  • Frequently Asked Questions

    Earning rewards is simple. You’ll simply need to meet these qualifications for your linked Perks Checking account:


    – Have at least 10 debit card purchases post and settle

    – Have at least 1 direct deposit or automatic payment (ACH) debit or credit post and settle

    – Receive monthly eStatements


    For more information or if you have a question, please get in touch with us.

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Related Resources

*APY=Annual Percentage Yield. APYs accurate as of 11/01/2020. Rates may change after account is opened. For PERKS Checking, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to a maximum of $10 per month and credited to account the following month; (2) balances up to $10,000 receive 2.80% APY; and (3) balances over $10,000 earn 0.10% APY on portion of balance over $10,000.  If qualifications are not met for PERKS Checking, all balances earn 0.10% APY. Qualifying transactions must post to and settle PERKS Checking account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. “Monthly Qualification Cycle” means a calendar month. The advertised PERKS Checking APY is based on compounding dividends. Actual dividend amount paid may be less than advertised PERKS Checking APY. The PERKS Savings APYs may be less than PERKS Checking APYs. If qualifications in PERKS Checking are met each monthly qualification cycle: (1) all balances in PERKS Savings receive an APY of 0.55%. If qualifications are not met on PERKS Checking, all balances in PERKS Savings earn 0.10% APY. Transfers between accounts do not count as qualifying transactions.  ATM-processed transactions do not count towards qualifying debit card transactions. Limit one account per SSN. Commercial accounts may not participate in this program. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.