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Free Kasasa Cash Back Checking

Start earning more

Enjoy cash back when you make everyday debit card purchases.

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  • Awesome rewards without the hassle and fees

    Ready to get more from your checking account? Earn 2.5% cash back on all purchases*.

    With a 2.5% cash back reward program and refunds on ATM fees, this account is a great way to turn everyday purchases into extra savings. There are no category restrictions and you’ll have easy access to your money with plenty of free services and our nationwide ATM network.

    • 2.5% cash back on all debit card purchases
    • Refunds on nationwide ATM fees (up to $10 per month)
    • Cash back earned on purchases up to $300 monthly
    • Can easily be linked to any MagFed savings account
    • No fees or minimum balance required


  • Frequently Asked Questions

    How do I qualify to earn rewards?
    Earning rewards is easy. During each monthly transaction cycle, simply: -  Have at least 10 debit card purchases post and settle -  Have at least 1 direct deposit or automatic payment (ACH Debit or Credit) post and settle -  Receive monthly eStatements


    For more information or if you have a question, please get in touch with us.

    Contact Us

Everything you need

With free Online Banking, Mobile Banking, Bill Pay, and eStatements, this account has everything you need.

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*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning on the last calendar day of the month through one (1) calendar day prior to the end of the following month. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive: 1) 2.50% cash back on up to a total of $300.00 in debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle. 2) You will receive reimbursements up to an aggregate total of $10.00 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit/ACH debit or credit, enrollment in online banking, and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking and electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 accounts per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our member service representatives for additional information, details, restrictions, processing limitations, and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.